The Problem?

The Problem?

Many of our fellow South Africans are financially stressed and are living pay-cheque to pay-cheque.

The average South African is paying up to 75% of their salaries on servicing debt.

This leaves us with almost nothing left to save or to take care of daily expenses and our families financial needs.

Ever-increasing taxes and the rising cost of living add to this already difficult situation.

There are many challenges, but what are the solutions?

The solution? Smart Money!

The solution? Smart Money!

Nobody plans to live a life being stressed by financial worries; however, this is the reality currently affecting most South Africans. 

Smart Money is here to help you make Smart Money Choices through education, backed up with tools and resources. You have worked too hard to have nothing left to show for it at the end of each month. We are here to help you put a Financial Action Plan in place that will allow you to achieve Financial Freedom!

Find out more

Online Courses

Get access to a range of courses and other multimedia all designed to help educate you on making Smart Money Choices

Resources

Get access to resources that will assist you in getting financially organised

Budget Planner

Get access to our Zero-Sum Budgeting application and get your money to work for you

Partner Services

Smart Money has partnered with several companies to give you a comprehensive range of services and products.

Bring Smart Money to your Business!

Our employee programme has been structured to provide employees with an environment where they can get personally and financially organised

About us

About us

We are committed to improving the Financial Wellness of our fellow South Africans by delivering practical  financial and debt management solutions.

Our Smart Money team and other specialists work together to ensure that we can make a meaningful difference in the lives of the people we assist.

Together we help to make a positive difference to these statistics…

73
%
of middle class South Africans are financially stressed
6
%
of South Africans save enough for retirement
41.3
%
of South African's are Financially Exposed
49
%
of Credit active South Africans are living with unhealthy debt

Become a member and take control of your life!