Financial Wellness Experts

Let’s get personally and financially organised! 

Individual Membership

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Employee Programme

Bring Smart Money to your business!

Private Client Services

Get the personal attention you need!

The Smart Money solution

The Smart Money solution

Nobody plans to live a life being stressed by financial worries; however, this is the reality currently affecting most South Africans. Smart Money is here to help you make Smart Money Choices through education, backed up with tools and resources.

You have worked too hard to have nothing left to show for it at the end of each month. We are here to help you put a Financial Action Plan in place that will allow you to achieve Financial Freedom!

Online Courses

Get access to a range of courses and other multimedia all designed to help educate you on making Smart Money Choices


Get access to resources that will assist you in getting financially organised

Budget Planner

Get access to our Zero-Sum Budgeting application and get your money to work for you

Partner Services

Smart Money has partnered with several companies to give you a comprehensive range of services and products.

Bring Smart Money to your Business!

Our employee programme has been structured to provide employees with an environment where they can get personally and financially organised

Financial education leads to Smart Money Choices

5 Simple Steps To Help You Avoid Personal Debt!

Personal debt relief can be achieved in various ways....

Teach your kids to learn to invest early and retire rich one day

It is never too early to start investing in...

Smart Money Show – Episode 11 (Hot 91.9 FM)

Smart Money has partnered with Ubuntu Capital, King Price...

Time Management Tips

You probably heard the expression, time is money. It may...

Understanding Credit Rating

You might not be able to afford something you...

To Downgrade or not to Downgrade Your Medical Aid

These days, it seems like all of us are...

About us

About us

We are committed to improving the Financial Wellness of our fellow South Africans by delivering practical  financial and debt management solutions.

Our Smart Money team and other specialists work together to ensure that we can make a meaningful difference in the lives of the people we assist.

Together we help to make a positive difference to these statistics…

of middle class South Africans are financially stressed
of South Africans save enough for retirement
of South African's are Financially Exposed
of Credit active South Africans are living with unhealthy debt

The Smart Money Show

Catch up on all the HOT 91.9 FM podcasts!

Did you catch Smart Money on Hot 91.9 last summer talking about how you can tackle debt, manage your money better, save more, create wealth and how to get organised?

Listen to all podcasts that take you through our 8 Steps to Financial Wellness approach and our different partners services.

Our Partners

Our Partners

Become a member and take control of your life!