Learn to manage your money, even if you don’t have much extra cash Budgeting and saving money doesn’t come naturally to many people, for obvious reasons: it’s easy and tempting to spend money on non-essentials, even if your budget is …
Personal debt relief can be achieved in various ways. The most important aspects are to maintain discipline and to stay motivated. It takes commitment to remain focused. Remember that the main goal at the end of the day is to …
One of the most frequently asked questions clients ask is “Why did my medical aid not cover the full cost of my hospitalization?” I thought I was covered for 100% of the costs. Medical aid, being fraught with small-print, is …
What to consider when it comes to financial planning for a young married couple, specifically life insurance: With marriage comes both the emotional and the financial responsibility for another person’s well being. Here are some key points to consider …
Life Cover or Life Insurance is offered by either an insurance company or a financial institution such as a bank. The amount paid out on death, disability or severe illness will depend on the monthly premium amount. This lump sum …
Why is it that so many procrastinate when it comes to insurance? Most people’s reasoning is that they will sort out their insurance next month or they will phone around for a quotation tomorrow. However, most of them almost never …
While many South Africans cannot afford the high cost of Medical Aid, some opt for the more affordable Medical Insurance based products. But is that really in the best interest of the consumer? Let’s look at the difference between Medical …
If you have never taken advantage of a unit trust investment, consider the following… Inflation remains a constant threat to the South African public. While the western world is concerned with negative inflation, we as South Africans are becoming even …
Retirement planning is vital for those who want to live a comfortable and enjoyable life when they retire. It would definitely be wise to plan early for retirement. Every year more people are becoming aware of the financial implications that …
Time certainly flies and not only when you are having fun. We are already into the second month of 2014 and like it or not, your vehicle is already a year older. Naturally, the implications are – the value of …