Why you need a Financial Wellness Programme

Nobody plans to live a life of being stressed by financial worries; however, this is the reality currently affecting most South Africans. As a consequence, employees and employers are not fully engaged in their workspace resulting in reduced productivity and employees having to find additional sources of financial assistance, otherwise known as debt.

The Smart Money Solution:

A practical approach that helps and encourages people to change their behaviour to better manage their money, reduce debt and improve theirs and their family’s lives.


Get Smart Money to come and do a Financial Wellness presentation at your company


Have a Smart Money coach help employees with their Financial Action Plan and get financially organised

Onboarding Sessions

Have a Smart Money coach help onboard each member at your offices

Financial Literacy Journey

Personalise your educational journey to where you are and what you need help with

The Smart Money Employee Programme

The Smart Money Employee Programme combines our online Academy with face-to-face support to give employees the best experience. This programme is follows a logical financial educational journey that can be adapted to each persons current status and requirements.

Our face-to-face presentation helps show employees how they can take control of their financial future and save thousands of Rands. Employees are able to ask questions and engage with the presenter to get the most out of this experience all while Smart Money inspires those that attend to change their behaviour and start making Smart Money choices.

A Smart Money coach can be assigned to your company to provide coaching hours. These hours can be used by employees to assist in setting up and maintaining their budget, creating and updating their Financial Action Plan and identifying where employees could potentially be saving money. Essentially our coaches help employees put them on the right path to get to them to fulfil their financial goals and dreams.

The Smart Money Employee Programme provides you with all the tools and resources to get staff financially organised

The Smart Money Approach

Employees financial wellness journey starts with our “8 Steps to Financial Wellness” approach.

Programme members get the 8 Steps to Financial Wellness course included for free and their financial journey is built around this. This way employees are given the best experience to build their financial future upon.

Programme members get early access to all our Smart Money financial short courses(around topics such as tax, saving and investing etc.) included in their monthly fee as part of the monthly support we provide to programme members. This ensures employees are getting the knowledge and support to make Smart Money choices.

Financial Wellness Programme

Smart Money Academy

In addition to the face-to-face support we provide with this programme we also give employees full access to our online Academy. Employees are put on a different financial literacy journey that is a more structured approach given that they now have access to certain courses from the start.

Below are the tools and features included in our online Academy


Get access to a wide range of online course filled with multimedia content designed to better you skills and show you how to take control of your financial life

Budget Planner

Use our secure online personal and financial planning application packed with important personal financial planning features.


Use our resources to help put your money to work by reducing debt, creating wealth and putting a financial action plan in place

Life Journey

Educational emails, articles, and quizzes will be delivered to you to keep you inspired and motivated.

Financial Safety Report

Take our Smart Money Assessment and get sent a personalised Financial Safety Report

Partner Services

Get access to our partners products and services to help make Smart Money Choices

Programme benefits

Both the employer and the employees of a company can benefit from the Smart Money Employee Programme!

Explore the benefits for you:

Start making Smart Money choices today

Are you the decision maker?

Speak to a Smart Money Ambassador about bringing the Smart Money Programme to your company

Are you an employee?

Nominate your company and we'll speak to the Decision Maker at your company about bringing the Programme to you and your colleagues