Nobody plans to live a life being stressed by financial worries; however, this is the reality currently affecting most South Africans. As a consequence employees are not fully engaged in their workspace resulting in reduced productivity which causes increased stress on employees.

The remedy requires a practical approach that allows people to change their behaviour to live a better life.

The Smart Money Financial Wellness Programme provides a company’s employees with financial advice and education backed up with the tools and resources that allow them to understand the behavioural changes that they need to make, as well as enabling them to do so.

Smart Money will work with employees to ensure that each person understand their ability to make changes and help them work through our 8 step process.

Understanding how these steps work and implementing them in their personal capacity is the first step to financial freedom.

By the end of our 8 Step Process, which is available as an online course, each person should be more financially and personally organised and understand what they need to do in order to achieve their financial goals.

The Smart Money Financial Wellness Ladder depicts where we all start; in the search for Financial Safety to where we need to aspire to be, Financial Freedom.

It is important to understand that there are several steps to Financial Independence and that this is a journey and not an overnight success.

Smart Money will work with you to take you from a point of Financial Survival right up to Financial Freedom.

Nothing beats having someone showing you what to do and how to go about it.

Smart Money has a range of topic specific webinars that you can tailor for your company. These are live training webinars where employees can ask questions from the safety of their homes or office.

With our online webinars, we show employees how they can take control of their financial future, save thousands of Rands and let them ask questions and engage with presenters to get the most out of this experience.

With our online platform resources and courses, employees can learn how to structure their budget, create a debt snowball plan, develop a savings plan and learn how to start and carry out a financial action plan.

We have a range of surveys that can provide businesses with insights into the financial and overall wellness of their employees so they can put measures in place to assist them.