Why the need for a Financial Wellness Programme?
Nobody plans to live a life being stressed by financial worries; however, this is the reality currently affecting most South Africans. As a consequence employees are not fully engaged in their workspace resulting in reduced productivity which causes increased stress on employees.
The remedy requires a practical approach that allows people to change their behaviour to live a better life.
The Smart Money Financial Wellness Programme provides a company’s employees with financial advice and education backed up with the tools and resources that allow them to understand the behavioural changes that they need to make as well as enabling them to do so.
The Smart Money
Financial Wellness Ladder
The Smart Money Financial Wellness Ladder depicts where we all start; in the search for Financial Safety to where we need to aspire to be, Financial Freedom. It is important to understand that there are several steps to Financial Independence and that this is a journey and not an overnight success.
Smart Money will work with you to take you from a point of Financial Survival right up to Financial Freedom.
Let's get organised!
We are committed to making a positive difference to help our fellow South Africans get personally and financially organised!
The Smart Money
Financial Wellness Approach
The journey to financial wellness for your employees starts with the first presentation that will introduce them to the “8 steps of financial wellness”. Understanding how these steps work and implementing them in their personal capacity is the first step to financial freedom.
Smart Money will work with employees to ensure that each person understand their ability to make changes and help them work through our 8 step process.
By the end of our 8 Step Process, which is available as online course, each person should be more financially and personally organised and understand what they need to do in order to achieve their financial goals!
The Employee Programme Advantage
The Smart Money Employee Programme combines our online Smart Money Academy with face-to-face support to give employees the best experience.
Employee Programme Difference
While there are many advantages of digital, nothing beats having someone in person showing you what to do and how to go about it. Smart Money can come to your business and do presentations, onboarding workshops and financial coaching. Our 8 Steps to Financial Wellness online course is also free to all members on the Employee Programme.
Our face-to-face and online presentations, starting at just R1,000 per presentation, shows employees how they can take control of their financial future, save thousands of Rands and employees are able to ask questions and engage with the presenter to get the most out of this experience.
A Smart Money Coach can be hired for a specified number of hours each month to assist employees with the with personal attention they require for their finances. Coaches will help employees on a one-on-one basis to structure their budget, a debt snowball plan, a savings plan and how to start and carry out a financial action plan.